General liability insurance protects your business from another person or business’s claims of bodily injury, associated medical costs and damage to property. Some examples of what could be covered are below.
What is Commercial General Liability Insurance?
Why do I need General Liability Insurance?
We understand the risks your company faces and the importance of knowing your business is properly protected. Having general liability insurance coverage protects your business against third-party claims of bodily injury or damage to someone else’s property. However, it does not protect your own personal property.
What’s Covered?
- Bodily Injury
- Damage to third party propert
- Personal injury
- Advertising injury
- Electronic data liability
- Medical expenses
- Defense costs
- Actions of your full-time employees and temporary staff
- Supplemental payments
What’s Not Covered?
- Your property
- Vehicles and boats
- Personal identifiable information
- Professional services
- Employee injury / workers’ compensation
- Intent to injure
- Coverage outside policy period
- Known claims prior to start of policy