Why do I need commercial property insurance?

Do you own your office equipment and need to make sure it’s protected? Our business equipment insurance protects your computers, servers, office furniture and other business property against loss or damage.

What’s Covered?

  • Business equipment
  • Tenant improvements
  • Coverage in and away from the office
  • Accidental damage
  • Personal effects
  • Lost business income and extra expense
  • Electronic data
  • Interruption of computer operations
  • Valuable papers and records
  • Forgery or alteration
  • Accounts receivable
  • No deductions for depreciation

What’s Not Covered?

  • Earthquakes, floods and volcanoes
  • Dishonesty
  • Utilities
  • Errors or omissions
  • Computer testing, installation or repair